Home Renovation Cost: What to Expect and How to Budget

Thinking about a remodel? Knowing the real cost up front can stop surprises later. Below you’ll see the biggest expense buckets and quick ways to keep the budget in check.

Where the Money Goes

Most projects spend the most on three things: labor, materials, and permits. Labor covers the tradespeople who frame, pipe, and finish the work. In the UK, skilled labor averages £150‑£250 per day, but rates can jump in busy seasons.

Materials are the next big chunk. A kitchen remodel can range from £5,000 for a basic fit‑out to over £20,000 for high‑end appliances and stone countertops. Bathroom upgrades follow a similar pattern, with a simple refit costing £4,000‑£8,000 and a luxury fit‑out pushing past £15,000.

Permits and inspections are often overlooked. Even a modest extension may need planning permission, which can add £200‑£500 plus the cost of a structural engineer’s report.

Don’t forget the “soft costs” – waste removal, site cleanup, and insurance. These add another 5‑10% to the total.

How to Keep Costs Under Control

Start with a clear scope. Write down exactly what you want, then rank items as must‑have, nice‑to‑have, and optional. This list helps you trim later if money gets tight.

Get at least three quotes from local contractors. Compare not just price but what’s included – some firms bundle waste removal, others charge extra.

Choose materials wisely. Using locally sourced stone, like limestone from Lime Hillock quarries, can cut transport fees and still look great. For flooring, engineered wood or high‑quality laminate often matches the look of solid wood for a fraction of the price.

Do the easy DIY tasks. Painting, demolition, and simple demolition can be done by a motivated homeowner. Just make sure you leave structural work, plumbing, and electrical to the pros.

Plan the schedule to avoid rush fees. Contractors often charge more if they have to work overtime or bring in extra crews to meet a tight deadline.

Finally, set a contingency fund. Aim for 10‑15% of the total budget for unexpected issues like hidden rot or uncovered plumbing problems.

By breaking down the costs, getting solid quotes, and making smart material choices, you can keep your home renovation on track and avoid the budget blow‑out that trips up many DIYers.